FFUSA CHECK PROCESSING

First Financial USA offers a diverse range of capabilities, enabling us to effectively service all of our customer's needs in various forms and combinations.

Check Conversion
No more having to take checks to the bank! This new technology allows merchants the ability to process checks similar to the way they process credit cards. How it works: Paper check is passed through a check reader at point of sale, merchant keys in $ amount and drivers licenses #, terminal dials out and if approved a receipt is printed and signed by the customer, funds are deposited into merchant's checking account in 48-72 hours.

Traditional Check Guarantee
Merchant accepts check at point of sale. Merchant enters drivers license number, check number etc. into terminal, terminal dials out and if approved merchant writes approval number on check, if check comes back NSF check guarantee firm pays merchant face value of check.

Check Conversion PLUS Check Guarantee
Exciting and powerful combination. Merchant converts paper checks into electronic transactions and they are guaranteed money in the bank!

Checks by Phone/Fax/Internet
Merchant receives checking account information and keys that information into a website, transaction is converted to ACH, merchant's funds deposited into bank account, detailed online reporting, ability to represent NSF's electronically.

--> Recurring Debit from customers' checking accounts
This program provides an automatic debit of monthly payment from the customer's account to the merchant's account. eDebitPro is a one-time process that is handled simply, with electronic efficiency. On a customer-specified day of the month, the funds are debited from the customer's account. Deposits are credited to the merchant's account by the 3rd day. Banks, insurance companies, credit unions, finance companies, auto dealerships, health spas, cable TV operators and any operation being paid in monthly installments or for a regular monthly service, save enormous accounting headaches and improve the consistency of their cash flow by using this convenient service.